Expanding Housing Finance to the Underserved in South Asia

Expanding Housing Finance to the Underserved in South Asia

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crisis demonstrated the importance of a strong, disciplined, and honest mortgage market. As we learn our lessons, it is critically important that those who have been closed out of the housing sector do not get closed out again. In South Asian and Pacific countries, we hope that a balance can be found between discipline and access. Ira Peppercorn Former Deputy Federal Housing Commissioner, United States Housing markets in South Asia are undergoing a dynamic intermediate stage of their development, ranging from an incipient institutional framework in Afghanistan to a dynamic developing housing finance system in India. International experiences-including such examples as Malaysia, Mexico, the Republic of Korea, Singapore, and Thailand-provide many useful lessons and examples in building institutions, enabling markets, and expanding housing finance outreach to the middle- and lower-income groups. Narayanasamy Kokularupan Former CEO of Cagamas Berhad, Malaysia --Book Jacket.increased acceptance of credit cards, and increased demand for housing loans. Nonetheless ... The Housing Development Finance Corporation (HDFC) gained prominence in 1994. The NHB ... The banks were required to lend, as concessional finance for housing, 1.5 percent of their incremental deposits over the previous year. In 1998, the RBI removed housing from the concessional finance regime, but housing 44 consumer durables 1 credit card receivables 5 auto 143 Appendix Canbsp;...

Title:Expanding Housing Finance to the Underserved in South Asia
Author: Tatiana Nenova
Publisher:World Bank Publications - 2010

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